How to Invest with Goldfinch

We make it simple for you to invest your money in a way that delivers real returns and real impact.

Whether you're new to property investment or looking for something more values-led, we offer two ways to get involved. Both are backed by property assets and designed to support the creation of high-quality homes for people who need them most.

Two Ways to Invest

1. Fixed Return Investment
This is a straightforward loan-based model. You lend capital to Goldfinch, and in return receive a fixed percentage return over an agreed term. Your investment is secured against property assets. It’s a hands-off, low-effort way to put your money to work while making a meaningful difference.

2. Shariah-Compliant Investment
We also offer an alternative structure for those who prefer to avoid interest-based returns. This model is built on shared risk and ethical partnership, in line with Shariah principles. It’s asset-backed, transparent, and open to anyone who wants to align their investment with their values.

How We Add Value

  • We renovate or repurpose properties to meet the needs of supported living

  • We aim to purchase below market value where possible

  • We secure lease agreements that ensure long-term income and tenancy stability

  • We work with care providers who bring expertise, continuity, and social benefit

What You Can Expect

  • A personal, values-led approach

  • Clear agreements and communication

  • Regular updates and transparent reporting

  • Opportunities that balance profit with purpose

Who We Work With

We partner with educated investors who:

  • Have available capital or savings, and meet the criteria in FAQ

  • Are looking for alternatives to traditional savings and pension models

  • Want to create social value as well as financial return

  • Align with our ethical and inclusive approach

Ways You Can Invest with Goldfinch

We offer flexible routes to suit your circumstances and goals. Common options include:

  • Loan agreements, with repayments made monthly or as a rolled-up lump sum at the end of the term

  • Investing through your SSAS pension, allowing your pension to grow while supporting values-led housing projects

  • Shariah-compliant models, offering non-interest-based structures aligned with Islamic finance principles (See our Shariah Finance section for more)

If you're not sure which route is right for you, we’re happy to talk it through and guide you every step of the way.

Next Step

Most of our investors start with a short call. There’s no pressure, just a chance to explore if we’re the right fit.

How Investing Works With Goldfinch

Experienced In Property Investing Or Want To Know More?

Investing through Shariah Finance?

We offer two ethical, Shariah-compliant investment models designed to align with your values and create real impact.

Investing With Us Is Simple

Flowchart explaining investment process, starting with building a relationship to understand goals, working on a loan to buy property, refurbishing or redeveloping the property in consultation with a housing provider, leasing to a housing provider or charity, refinancing with a mortgage, and returning the initial investment with profit, highlighted with arrows and circled text.

FAQ’s

  • We will borrow only from ‘educated Investors’ defined as one of three of the below: 

    High Net Worth: Annual household income of at least £100,000 in last financial year OR net assets of £250,000 or more (net assets do not include primary residence or pension).  

    Please talk to us if you are unsure as to what constitutes a household. 

    Self-Certified Sophisticated Investor: At least one of the following applies: 

    • worked in private equity or in the provision of finance for SMEs  

    • been a director of a company with an annual turnover of at least £500,000  

    • made 2 or more investments in an unlisted company  

    • been a member of a network or syndicate of business angels for more than 6 months 

    Sophisticated Investor: received a certificate from an authorised firm in the last 3 years confirming they understand the risks involved with illiquid securities. 

  • £40,000 is our minimum investment amount.  If you want to be involved but do not have this amount we encourage you to call us and talk about the opportunities.   

  • Private Investment is not regulated by the FCA (Financial Conduct Authority). By Law the Directors are personally liable to pay you back using any of own personal funds or assets. We always suggest that you seek independent advice. We are a member of the Institute of Business Ethics and our Code can be found under the Resources section. Using a Shariah model this has its own Regulatory Framework with Shariah Law running alongside British Law, and the Shariah Compliant Auditor will ensure compliance with Islamic Law at every stage.

  • Of course! We can put you in touch with our investors.

Download Our Brochure

Goldfinch connects purpose-led investors with property developments that change lives.

Ready to invest in something that matters and performs?
Let’s talk about how your capital can create real homes and real returns.